Law Services in South Florida


Insurance Coverage Disputes

Insurance companies make profit by maximizing their intake of premiums and minimizing what they pay in claims. Often, they decide to deny just claims in the hope that you will give up. If you need help standing up to an insurance company that has denied your claim or suddenly disputed your coverage, we can help.

Homeowners insurance

If you own homeowner’s insurance and you need help resolving a dispute with your insurance company please contact us. We can help you with virtually any insurance claim, including:

  • Hurricane damage
  • Fires
  • Wind damage
  • Lightening strikes
  • Plumbing leaks and pipe bursts
  • Sinkholes
  • Floods
  • Thefts
  • Arsons
  • Vandalism
  • Dropped objects
  • Hail

Vehicle insurance

In Florida, automobile insurance law can be confusing. Most people think that when you buy “full coverage,” you are completely protected from any outcome in an accident. However, “full coverage” in Florida means that you have the basic coverage required by Florida law, meaning Personal Injury Protection (PIP) coverage and Property Damage (PD) liability coverage.

Automobile insurance policies often contain separate coverages, some of which are optional such as rental coverage and no-fault PIP coverage, and uninsured motorist coverage.

Even if you purchase all the right coverage, it does not always guarantee payment in the event of a car accident. If your insurance company refuses to pay for damages covered by your policy, we can help.

Health insurance

Too often we see insurance companies making health care decisions instead of doctors. For example, insurance providers may refuse treatment or call a procedure “experimental” when it is clearly not. This can put the patient in a potentially life-threatening situation. If you have had a health insurance company deny your claim, delay you payment of benefits, or cancel your policy after you make a valid claim, please speak to one of our attorneys today.

Disability claims

Disability insurance policies are very confusing and the process is often frustrating if you do not have adequate representation.

Insurance companies have created an unequal claims handling process that denies a majority of claims. For example, claims examiners will take note of your every word in a telephone interview, and use any thing you say against you in the future. It is important that you have a lawyer to help you through the claims process so you do not disqualify yourself as soon as you have just begun.

Critical illness insurance

This type of insurance covers illness such as cancer, blindness, Alzheimer’s disease, paralysis, severe burns, etc. Critical illness insurance claims are often difficult to collect if the insurance company denies a claim, often because the actual policyholder is critically ill, and is unable to assist in the investigation and appeal process. If you or a loved one’s illness does not qualify for critical insurance, we are here to fight for your rights.

We can help you through the frustrating claims process and get you the money you deserve.

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